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Tuesday, February 16, 2010

Starting Business Of Education (2)

Pierre Omidyar started the business with a computer science degree. He is interested in the development of different technologies for consumer products, and he loved the idea that would take the concept in every way through product delivery to consumers, showing their reactions and then modify it. Internet gives you a place to do it, because you can publish quickly the software, you can get a reaction from your customers quickly and Andapun know if a mistake is fast. He thinks, how the auction in Paris, the participants do not have to go to Paris, but quite at home or at their office.

Finally Omidyar founded the company in the Internet auction with the name eBay in 1995. Prior to Omidyar founded eBay eSharp founded with her friend, which gives the experience as an entrepreneur. eBay is a company that relies on trust. Imagine! People want to pay what dilelangkan with only seen a picture of it. Without trust this company will not run. Net income more than three times to reach 1.35 million dollars in the third quarter of 1999, with sales rising to 58.5 million dollars. Number of doing the registration on the eBay site increased from 5.6 million to 7.7 million compared with the previous quarter and up 1.3 million dollars in the same period the previous year. Penjulan value of goods on the web site jumped from 195 million to $ 741 million dollars. eBay is the best auction company in the Internet in the year 2002 version of Yahoo magazine.

Anita Roddick founded The Body Shop in 1976 in the garage. He founded the business because of his education, that is history. "Historical study of myth and legend. About what makes you great. What separates you and me make history as an entrepreneur "says Anita Roddick. With a history that he loved akhinya environment makes the concept of "natural", made of pure ingredients, not tested on animals and friendly to the environment as well as native herbs which they come. With almost no advertising but with a very massive publicity, The Body Shop has become one of the legendary brands of the world.

Ir. Ciputra start a business with education in the field of architecture and property, because he was an alumnus of Architecture Department ITB in 1960. Ciputra now as President Director of PT Ciputra Development (CD) and President Commissioner of PT Jaya Realty (JR) and which was crowned as the best public CEO Magazine in 1997 Sembada Swa.

After completing my Masters in Education Management with friends founded the Program for Master of Business Administration in cooperation with the West Coast Institute of Management and Technology, Australia and Warnbrough University, United Kingdom before there were rules about the MBA program. After the rules were later established in the Master of Management Program STIE "Bodi Artha Iswara" Surabaya. Currently Master of Management Program students are approximately 1000 students, perhaps a Master of Management Program the largest number of students in Indonesia. So You can also start a business with your education and when I was in college.

Thanks to M.Suyanto

Starting Business Of Education (1)

Many who complain, that to open a business has no chance. This is a classic complaint that we can not hear anymore. In fact to start a business we can do a variety of ways, one with the education we have.

Jerry Yang and David Filo, Yahoo founders started the business by using his education. They are students at Stanford University. Yahoo starts from the back of this parking lot is now growing rapidly. Jerry Yang and David Filo started the business from small and simple things. Jerry Yang Yahoo illustrates that the discovery is "an accident" when he and Filo finish his thesis. Yang and Filo started Yahoo as they are sitting on the bench college, before they finish college. They started doing business with a website listing some of their favorite and write some software that allows a website to get other web sites that will be placed on the so-called web portals. At the time established in 1994, called Terry's Guide To The World Wide Web. When they learned that their sites are visited by people from 90 countries, spontaneously say "Yahoo" and ultimately that's the word used to name their company. In 1999, Yahoo reached star status. Net income quadrupled in the fourth quarter of 57.6 million dollars, while revenues jumped from 91 million to $ 201 million dollars. Now Yahoo is the best portal in 2002.

Kiichiro Toyoda is the son of the founder of Toyoda Spinning & Weaving Co., which moves in the field of automatic loom. After completing his engineering studies, he decided to start a business by transforming the company into the production car and change the company name from Toyoda to Toyota in 1936. Kiichiro Toyoda became President of the Toyota company until 1950. The first car produced was then Model AA Model Crown. Offices in foreign countries first established in Taiwan and then Saudi Arabia. The program the company began producing forklift trucks (tub / trailer), which makes the company the number one in the world in this market. These trucks entering the U.S. market in 1958 and the British market in 1965. Model Crown but failed to enter the U.S., because the car is designed for the Japanese market, are not designed for walking in the American highway. Finally Toyota Corolla in 1968 and achieve success so that it can shift the Volkswagen as the number one imported car in America. Even through the heart of the city took the Americans with General Motors to make Toyota cars in America. Camry is the most successful car sales in the United States in 1997. Toyota is now extended to other areas of business, namely financial services, telecommunications, housing, machinery navy, recreational boats, parts distribution and aviation services. Toyota is now number three car maker in the world after General Motors and Ford. Yoyota has sold 5 million vehicles per year. 

Thanks To M.Suyanto

Starting a Business From Work (2)

From his job as a technical guru SMK Negeri 3 Ciamis, Mr. Tatang Handapherang Marta from Village, District Handapherang, Ciamis regency, West Java to start a business making wood waste of various kinds of souvenirs. Waste from mahogany, pine, rosewood to be a coconut trunk watch boxes, sticks, small flower vase, wall clock shaped like a watch, a jar, place matches, bowls, ladle the soup until the pencil desk. He just wants to waste wood that had been treated less well still, can be more useful. At first Mr. Tatang started this business by ditertatawakan surrounding communities and fellow teachers. Even thought the contribution beggar when Mr. Tatang find the remains of wood from the factory to factory, and gazing at me quizzically, and was called "Mang" by the manufacturer.

After knowing Mr. Tatang was a teacher, only those people apologized and replaced it with a call "sir". But the biggest and oldest problems faced Tatang Paka is a matter of marketing. "Souvenir from a small village who wants to buy?. Want to be taken to the city I have not had a friend who has a shop or showroom to display my goods. More is no longer possible I like to sell jajakan around fish or vegetables, "Mr. Tatang. Eventually he followed the show and left business cards on his fellow craftsmen / entrepreneurs who met at the exhibition. "Thank God, from which buyers finally began more as a way of escape from the marketing problem," Mr. Tatang. Than just interested in their last exhibition invites cooperation and even finally found an agent who markets to foreign goods. That was the beginning of the most successful businesses, ridiculed and gazing with a cynical view. Now-made goods Mr. Tatang interest not only in the country, but to foreign countries, such as America, Japan, Korea, Australia, Singapore to the Middle East.

I will finish when my final assignment in Physics FMIPA UGM, which calculates the phase angle of scattering of atoms by using numerical methods, so I worked with a computer. From the work I do is create IMKI Computer Education Center in 1988. I started from one of my Apple credit. Every business is always a resistance, that is, when for three months can not pay in the Apple computers, so that the computer was withdrawn by crediting my place. How to deal with students who course?. I say "This week we learn the theory first, God willing, next week we practice again". That was the last weapon I have to make IMKI students persist. The beginning of a business usually starts from the difficulties, threats and even failures, but how to make it into an opportunity and can learn from the failure to achieve success in the future. Opportunities that arise when it is the Computer Professionals Program, One Year, the first in Yogyakarta and early escape from the difficulties currently Computer Education Center already has 12 branches and has about 2000 students students. From IMKI is STMIK AMIKOM Yogyakarta begins. You can also start a business from the work you have done. 

Thanks to M.Suyanto and STMIK AMIKOM Yogyakarta

Starting a Business From Work (1)

Apart from the education that you live, you can start a business from the work you have done. Reuben Mattus started the business from a job as a child. He arrived in the United States from Poland in 1921. When it was 8 years old and with his mother who was a widow. To make money, mother Mattus sold lemon ice from a squeezed lemon and Mattus help. In 1932, he founded the company Senator Frozen Products in the Bronx and in the late 1950s to build an ice cream persusahaan Ciro's being marketed through grocery stores and liquor stores. Then he had the idea to enter into supermarkets, but supermarkets are not asking for incentives can be met by Ciro.s.

Mattus not easily discouraged, he kemudia create a luxury brand of ice cream made from real fruit, natural ingredients and are marketed through the imaginative use of the name smells of Danish "Haage-Dazs" as the perfect way to differentiate a brand new with its competitors. Three flavors Haagen Dazs, which first appeared is a sense of Vanilla, chocolate and coffee and sold in food stores in New York. Community positively welcomed the ice and only in a few weeks other stores throughout the United States to send a reservation for this new ice cream. Of-mouth marketing is enough to improve the distribution of these products to the urban centers and cities and universities in the Northeast region. People across America sent a letter asking how to get Haagen Dazs near where he lived. Some even volunteering to distribute this product. Mattus girls then proposed the idea to open a shop selling only brand Haagen Dazs. The first store opened in Brooklyn and opened a new era for this brand and was followed in major cities across America. In the year 1982, has been to expand into Canada and also cooperation with leading food companies and has crossed the Atlantic to Europe. The Europeans are welcomed with enthusiasm ice.

Eugene Schueller also started the business from his job as a chemist. As a chemist who was young, he managed to make hair dye formula which he calls innovative "aureole". Then Schueller founded the company called "Franncaise Societe de Teentures Inoffensives pour Cheveux" in the year 1909, which eventually became "L'Oreal". Schueller principles used to achieve success is to research and innovation which focuses on beauty. Starting from a small company and he himself as a chemical expert, just 11 years later added 3 chemist and is now approaching 2000 chemists employed. Schueller sell these products at the beginning to the hairdresser in Paris. Five years later, L'Oreal products have been found in the Netherlands, Austria and Italy. A few years later, through distributing agents and their representatives to the United States, Russia and Asia. Now, L'Oreal products have been present in the whole world and L'Oreal, including companies that are most remarkable in France and ranked 23 amazing world of Fortune magazine.

Thanks To M.Suyanto

Tuesday, February 2, 2010

Business Ethics: Sale and Purchase of Halal

God justifies the sale and forbidden usury. In surat Al-Baqarah verse 275: The people who eat (take) usury can not stand but as stands the devil possessed people because (pressure) psychosis. Their situation is such that, is because they say (think), actual trading is like usury, but Allah has justifies the sale and purchase and forbids usury. The people who have to ban him from his Lord, and continue to stop (from taking usury), then for him what he had taken first (to judge), and business (up) to God. People who repeat (taking usury), then it is the inhabitants of hell, they will abide therein.


Rasulullah S.A.W. recommend the lawful sale and as far as possible to avoid the syubhat, let alone the unlawful. Once upon a time the Prophet s.a.w. the question: "Yes Rasulallah, do the best job?" He replied: "Work is the best business person with his own hands and all the buying and selling was considered good (Ahmad and Bayhaqi). From r.a Nu'man ibn Bashir, he said the Prophet. He said: "The halal is real, what is unlawful is real and between them a few cases of doubt. Anyone left in doubt about what his sin, that person usually leave the things which are real sinners. And who would dare to do what is still in doubt about his sin, he fell on concern the real case sin. All sorts of restrictions ma'siat is God. Whoever played around the prohibition of God, feared he would fall into it "(Bukhari and Muslim).

Thanks to : M.Suyanto

Business Ethics: Implementing Honesty

A good trader can implement honesty, based on the desire for others to find the good and happiness. God recommends to carry out honesty. In surat Al-Anfal verse 58: And if ye fear (of) the betrayal of a group, then return to their agreements with the honest way. Allah loves not those who defected. Similarly, in surah Al Baqarah verse 282: If the borrower is not strong or weak reason (it) or he himself could not mengimlakkan, then let his guardian mengimlakkan honestly.


From Abu Sa'eed al Khudri ra, Rasulullah SAW said: Merchants are honest and trustworthy belonged to the prophets, the sincere and the martyrs (Tirmidhi, Darimi and Daraqutni). From Ibn Umar RA, he said, "Allah's Rasulullah was asked about whether the business is best? "He replied," Business man with his own hands, and an honest trade. "(Thabrani in Al Ausath and reliable perawinya). R.a. Anas, the Prophet s.a.w. He said: Surely an honest traders and right will be under the auspices of the Throne of God on the Day of Resurrection (Ashbhani).

Even the Prophet s.a.w. explain the defects in the business of merchandise that he knew and who are not visible by the buyer. 'Uqbah history, he said,

"Muslim is a Muslim brother. Is not permissible for a Muslim, when he traded with his brother and find defects, except diterangkannya. "Abi Similarly Siba 'tells the story:" I bought a camel from home Watsilah Ibnul Asqa', when out of his house, he was chasing me with a drag holster and asked , "Did you buy it?" I replied, "Yes." He said, "I will explain this camel defects." I said, What handicap? This is not camel gterlihat fat and healthy? "He asked," You want this to dikendari camel or eat meat? "I said," To go on a pilgrimage to this camel. "He said, 'just the camel's back." Si, owner and seller camel says: "What do you want, may God straighten you, whether you want to frustrate my sales?" Watsilah said "I heard the Rasul of Allah said," There should be someone to sell something unless he explains what is in the stuff and people who know disability items that must be told about it. "

Thanks To: M.Suyanto

Business Ethics: Keeping Our Promise

In business, a promise is a psychological contract indicating a transaction between two people, where the first person to say the second person to provide services and the provision of value for him now and will be used or not. The promise may also be a pledge or guarantee. The promise may be spoken or written as a contract. Breaking a promise not only is often regarded as moral turpitude, even illegal, too, such as contracts that are not firmly held. God recommends to keep his word in the sale and other activities. Al Maidah mentioned in paragraph 1: O ye who believe! Aqad-aqad fill it. Also mentioned in the letter of Al-Israa verse 34: And come not nigh to the orphan's property except with a better way (useful) until he reaches maturity and fulfill the promise, the promise that prompted the real accountability. Similarly, in surah Al Baqarah verse 177: It is not your faces towards east and west is a virtue, but it is actually good faith in Allah, days later, the angels, the books, the Prophets and gives his beloved property to relatives, orphans, the poor, the traveler (who needed help) and those who beg and (liberating) slave, founded the prayer, and give to charity and the people who kept his word when he promised and those who are patient in hardship and suffering and in the war. They are the ones who are true (faith) and they are the ones who fear Allah.

In business s.a.w. Rasulullah always keep your promises, both before the Prophet and after the Prophet. Before becoming a prophet, he never deal with Abdullah Ibn Abdul Hamzah. Abdullah Ibn Abdul-Hamza said: "I've bought something from the Prophet before he received his prophetic task and since there are still matters to him, so I'm promising to take him, but I forgot. When recalled three days later, akupun go to these places and find the Prophet was still there. "Prophet said:" You have made me nervous, I'm here waiting for you "(Abu Dawud). Of the incident shows how the Rasul of Allah keep your promises. Although the duration of three days, he kept waiting and still keep their promises. After waiting for people who come the Prophet was not angry, but was pleased that the Prophet had been cured of unrest with the awaited arrival of such people.

Thanks To: M.Suyanto

Doing Wealth Accumulation and Hoarding (1)

Hoarded wealth, which includes also the accumulation of goods and wait for high prices and then sell the highest price is not desired by God and His Rasul. God also forbids to accumulate wealth. In the letter Al Humazah 1-3: "Woe to every slanderer more detractors. That collect treasure and count counted. He thinks that his wealth could mengekalkannya ". Similarly, in a letter of At-Tauba 34-35: "And those who keep gold and silver and not menafkahkannya in the way of Allah, then give them tahukanlah (that they will have) a painful doom. On the day of the silver gold heated in Hell Fire, then burned with their forehead, stomach and back them, 'This is the treasure that ye buried bendamu for yourself, so taste it (because of) what you save it."

Relates to accumulate wealth, he said, "O Abu Dzar, do you know the mountain of Uhud?" Abu Dzar look at the sun from noon time remaining, and he felt that the Prophet wanted to send him on his purposes. Then he said, "Yes." He said, "I do not like it when I have the gold of the mountain of Uhud that I spent all but the remaining three dinars." (Bukhari). And in another narration he said, "Even if I have the gold of Mount Uhud, it does not make me happy until the third period tonight as I still have the gold but I'll keep looking for I used to pay debt."

Rasulullah S.A.W. never liked to hoard wealth. If Mount Uhud turned into gold, so it's not like he reached a period of one night or three nights while he still had a dinar or three dinars. However, he will continue to look for people who have the right to accept or to his infakkan to people who have the right, and will be distributed to the servants of God. Rasulullah S.A.W. is a very berzuhud in worldly affairs with the highest degree. He s.a.w. He said, "People are a lot of wealth is the reward, but at least people who say kadza wa kadza." (Bukhari).

It means people who treasure a lot, they are the least rewarded akhiratnya. Except, for those who distribute his wealth to the servants of God who is on either side and very few of them leave from it. Rasulullah when dead, he did not leave a coin or even a single dinar. Nor did leave a legacy of the slave men and women, and also did not leave anything at all except that he baghal animal is white and a sword, and a plot of land that made him alms.

Goods savings (al-kanzu) is anything that is collected each other, be it in the bowels of the earth or above, in the house or that can be spent or the like. So, people who hoard their wealth and keep it and not out Zakah, then they will be punished with such property. This is very unfair, because the real people who love something and more than mengutamakannya obedient to God, then it will be punished ornag with something he loved.

Thanks to: MSuyanto

Finding Treasure (2)

Another goal is to find assets for the benefit of himself. Self-interest can be needs to keep his honor and worship as well as supporters. Rasulullah S.A.W. advocated for the property to maintain his honor. Rasulullah S.A.W. He said: It's one of you go with the rope (try to) and then came back with a bundle of firewood on his back and then sell it and with that fuelwood Almighty God will preserve the honor of himself, it is far better than he was begging to others, whether they give or not (Bukhari). Whereas for worship and its supporters is to be able to perform the pilgrimage, to study, pay zakat, infaq, sodaqoh and so on.


Allah and His Rasul recommend to use the property as well as for others. Surat Al-Baqarah verse 215: They ask you about what they spend. Answer: Whatever ye spend that wealth should be given to the mother-father, the relatives, orphans, poor people and people who are on the way. "And whatever good you made, surely, Allah is know. In surat Al-Hadid verse 18: "Those who give alms, both men and women and loan to Allah a good loan, undoubtedly will be doubled (the payment) to them and for their reward." Rasul of Allah also carried out the orders of Allah and invites her friend. Ra of Abu Qatada, he said: "We went along with the Rasul of Allah. in the year (the war) Hunayn. When the Prophet. give me armor. Armor was later sold, then bought a garden from Bani Salamah. Property's garden first I collected as a capital of Islam "(Bukhari). Abdullah bin 'Umar, he said: "The Prophet Never send silk or silk clothes to Umar mixture, and then he saw the clothes worn by Umar. Word of him, "Truly I send it to the clothes, not for you to wear. Who will use it are those who are not lucky for him. I sent you is that you can take advantage of it, namely that you sell "(Bukhari). Similarly, from Ibn `Umar, he said:" We have been accompanying the Prophet. In a journey. I ride a young camel that had belonged to Umar driven, so the camel was my tire. He came forward crowd, Umar and dragged away (back to back). Then he went anyway, Umar was chased and dragged him (also back) Hence, in Umar, "Sell your camel to me." Umar A, "Camel's for you, O Rasul of Allah!" Word of him, "Sell me!" The sale of Umar to the Rasul of Allah Then the Prophet. He said, "Camel's for you, O, Abdullah ibn Umar! You can do what you want with the camel. "(Bukhari).

The main purpose in seeking the treasure is to seek pleasure of Allah. The trick is to spend his street to find his keridhan. That way we will be rewarded fairly and including those who are lucky. Surat Al-Baqarah 272: And do not spend anything but because seeking pleasure of Allah. And whatever good fortune you spend, surely you will be given a reward by being quite a bit you will not be persecuted (harmed).

Thanks for :MSuyanto

Finding Treasure (1)

Al Maal (property) in Arabic means gold, silver and cattle. Ibn al-Athir said: "Al-Maal (property) in the beginning is what you have each made of gold and silver, then used to show every thing that acquired and possessed of objects. And the word most used maal on Arab nations to show camel because it is the most of their possessions. "According to Al Kramly, malls (property) in the beginning indicate" ground ", then change to" plant ", and" all what is seems on it "and then" animal ", then" every thing owned ". And in the tamaddun civilization and means "gold and silver" or paper that is money, regardless of its form. Meanwhile, Islamic terminology, al Maal is anything that has value and should be utilized and acquired ownership in a manner consistent sharia.


Can lead to good fortune and vice versa can be made ugliness. Hassan sings: "Al-maalu tazri bi-Aqwaamin dzawii hasabin wa qad tusawwidu ghaira al_Sayyidi al Maal (Treasury can make a low of-the honorable and able to lift masters degree is not hosting). The purpose of man's search for another property to meet the nature and passions, self sufficient and families, helping the community and get the pleasure of Allah.

Finding the treasure is human nature since created, but in fulfilling his desire to be controlled by sharia limits and using appropriate ways of sharia. In the letter Ali Imran, verse 14: "be nice to (view) human love for what dingini, namely women, children, property that many of the types of gold, silver, horses, cattle and rice fields fields. This is the pleasure of life on earth and Allah is a fine return (Paradise). "It was a beautiful property, flavor and fun, so many people want to hunt him down, though only up to the permitted limit, but according to Al-Ghazali, so accustomed to love property making it difficult to part with it. Such actions can be absorbed in his soul, that can sometimes overcome the feeling that was once sacred becomes less pure, formerly well be less good. Even that was formerly permitted to be unlawful, because of habit.

Similarly Rasulullah S.A.W.  He said: "If someone's already had two valleys of gold, he would seek a third in addition to the two existing valley's" (Bukhari and Muslim). Al-Ghazali gives us no guidance for greedy and greedy for wealth. First, should get used to living in a state of being, simple, and moderation, moderation in the shop and away from luxury. Second, let's convince someone firmly convinced that the prescribed rizki for him would be achieved and secured. Third, it should be realized by doing qana'ah (accept what is, still trying to improve her lot) will get the glory. Fourth, should remember the Prophet and Waliullah, who lived simply and patiently suffer shortages. Fifth, should realize that the treasure could cause harm if not managed according to the guidance of Allah and His Rasul. By following the guidelines given Al-Ghazali, hopefully we can attempt qana'ah nature, accept with what our side, but keep trying to improve our lives, remain patient and trust in God, so that we become successful in finding property.

Thanks For: MSuyanto

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